QuickBooks vs Xero

QuickBooks advertises $30/mo and Xero advertises $29/mo. QuickBooks has 4 documented extra fees (recurring: +$281/mo), while Xero has 3 (recurring: +$104/mo). On these illustrative assumptions, Xero has the lower estimated monthly cost (about 57% less). Your real cost depends on seats and usage — use the calculator for your numbers.

QuickBooks has 4 documented extra fees: Payroll Add-On, Time Tracking Add-On, Per-Employee Payroll Fees, User Limits Per Plan. Recurring fees add roughly $281/mo on top of the $30/mo advertised price.

Xero has 3 documented extra fees: Invoice & Bill Limits on Starter, Payroll Add-On (US), Multi-Currency Requires Standard+. Recurring fees add roughly $104/mo on top of the $29/mo advertised price.

Choose QuickBooks if: Small business accounting software by Intuit. Plans from $30-$200/mo but payroll add-on ($45+/mo), p. Choose Xero if: Cloud accounting software popular internationally. Plans from $29-$70/mo, but multi-currency, payrol. The right choice depends on your team size, usage volume, and which features you need most.

This comparison is compiled from public vendor pricing pages and documentation. It uses illustrative assumptions (see "Cost Comparison Summary"), not your exact seats or usage, and vendor prices change often. Confirm current prices on each vendor's site, and use our calculator with your own usage for a closer estimate. Spotted an error? Email hello@trulycritic.com.