Monday.com vs Gusto

True cost comparison — not just what the pricing page says

Quick Verdict

Monday.com saves you 70%

Best for Monday.com

Payroll, benefits, and HR platform for small businesses. Base at $40/mo + $6/person/mo, but benefits

Best for Gusto

Work management platform with customizable workflows. Minimum 3-seat requirement and per-seat pricin

M

Monday.com

Work management platform with customizable workflows. Minimum 3-seat requirement...

Advertised

$12

/month

True Cost

$72

/month (typical)

74% confidence

Hidden Fees (+$60/mo)

Minimum 3-Seat Requirement

Can't buy fewer than 3 seats on any paid plan. Basic at $9/seat/mo = $27/mo minimum, not $9/mo. Solo...

+$18

Zero Automations on Basic

Basic plan ($9/seat/mo) includes ZERO automation and ZERO integration actions. Any automation requir...

+$9

250 Actions/Month on Standard

Standard plan includes only 250 automation actions/mo — roughly 8 per day. Any meaningful workflow e...

+$21

Seat Increment Packaging

Seats sold in increments (3, 5, 10, 15, 20...). A 4-person team must buy 5 seats. A 6-person team bu...

+$12

Pricing Tiers

Free
$0/mo
Basic(per user)
$12/mo

$9/mo annual

StandardPopular(per user)
$14/mo

$12/mo annual

Pro(per user)
$24/mo

$19/mo annual

Enterprise(per user)
$0/mo

Affiliate link — we may earn a commission

G

Gusto

Payroll, benefits, and HR platform for small businesses. Base at $40/mo + $6/per...

Advertised

$40

/month

True Cost

$136

/month (typical)

76% confidence

Hidden Fees (+$96/mo)

Per-Person Fee Scaling

Simple plan: $40/mo + $6/person. Plus: $80/mo + $12/person. Premium: $180/mo + $22/person. A 25-pers...

+$6

Benefits Administration Add-On

Health insurance, 401(k), and benefits administration are not included in Simple. Plus plan ($80/mo ...

+$40

State Tax Registration Fees

Registering for state taxes in new states costs $35-$100 per state as a one-time fee. Multi-state re...

+$50

Pricing Tiers

SimplePopular
$40/mo
Plus
$80/mo
Premium
$180/mo

Key Differences

1

Gusto advertises $40/mo. Monday.com advertises $12/mo.

2

Gusto has 3 documented hidden fees. Monday.com has 4.

3

Gusto confidence: 76%. Monday.com confidence: 74%.

Cost Comparison Summary

MetricMonday.comGustoWinner
Advertised Price$12/mo$40/moMonday.com
True Monthly Cost$72/mo$136/moMonday.com
Hidden Fee Total+$60/mo+$96/moMonday.com
# Hidden Fees43Gusto
Confidence Score74%76%Gusto
Pricing Tiers53
Affiliate Program$100 per conversionNone

Ready to get started?

Try the tool that fits your needs. Both offer free trials or free tiers.

M

Monday.com

From $12/mo

✓ Saves 70% on true cost
Try Monday.com Free →

Affiliate link — we may earn a commission

G

Gusto

From $40/mo

Frequently Asked Questions

Is Monday.com or Gusto cheaper?

Monday.com advertises $12/mo and Gusto advertises $40/mo. However, when you include hidden fees, Monday.com has 4 documented hidden fees adding +$60/mo, while Gusto has 3 hidden fees adding +$96/mo. Based on true cost, Monday.com is typically 70% cheaper.

What hidden fees does Monday.com have?

Monday.com has 4 documented hidden fees: Minimum 3-Seat Requirement, Zero Automations on Basic, 250 Actions/Month on Standard, Seat Increment Packaging. These add approximately +$60/mo on top of the $12/mo advertised price.

What hidden fees does Gusto have?

Gusto has 3 documented hidden fees: Per-Person Fee Scaling, Benefits Administration Add-On, State Tax Registration Fees. These add approximately +$96/mo on top of the $40/mo advertised price.

Should I choose Monday.com or Gusto?

Choose Monday.com if: Payroll, benefits, and HR platform for small businesses. Base at $40/mo + $6/person/mo, but benefits. Choose Gusto if: Work management platform with customizable workflows. Minimum 3-seat requirement and per-seat pricin. The right choice depends on your team size, usage volume, and which features you need most.

How accurate is this Monday.com vs Gusto comparison?

This comparison is based on manual research of official pricing pages, terms of service, and user reports. Monday.com data has a 74% confidence score and Gusto has 76%. Prices were last verified in April 2026. For the most accurate estimate, enter your specific usage in our calculator.

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